What percentage of outpatient care costs does TRICARE cover for active duty families?

Active duty families using TRICARE receive comprehensive healthcare benefits, which include coverage for outpatient care. The correct understanding is that TRICARE covers 100 percent of outpatient care costs for active duty service members; however, for active duty families, the coverage is structured differently.

The percentage of costs that TRICARE covers for active duty families regarding outpatient care is indeed 80 percent. This means that while the program provides substantial financial support, families are responsible for a portion of the costs, specifically 20 percent, which is usually covered through cost-sharing mechanisms like copayments or coinsurance. This design aims to balance military healthcare resources while ensuring that service members and their families have access to necessary medical services.

Understanding this coverage detail is crucial for active duty families in managing healthcare expenses and accessing the care they need effectively.