Which TRICARE program is specifically implemented for retired members over 65?

The chosen answer, TRICARE for Life, is specifically designed for retired military members who are over the age of 65 and eligible for Medicare. It functions as a secondary payer to Medicare, meaning that it helps cover additional costs that Medicare does not. This is particularly important for individuals over 65, as they typically require additional healthcare services that Medicare might not fully cover.

TRICARE for Life ensures that retired members have access to comprehensive healthcare without incurring significant out-of-pocket expenses, aligning perfectly with the needs of this age group. This program allows beneficiaries to receive care from both military and civilian providers, which offers flexibility in choosing healthcare services.

Other TRICARE options do not focus exclusively on retirees over 65. For example, TRICARE Standard provides more general coverage for various populations but lacks the specific provisions that support the Medicare enrollment of seniors. TRICARE Prime is more tailored for active duty service members and their families, requiring enrollment in a managed care program. TRICARE Reserve Select is designed for members of the Selected Reserve and is less relevant for retired personnel. Therefore, TRICARE for Life is the only program specifically tailored to meet the healthcare needs of retired members aged 65 and older.